Terms and Conditions

Payment Information

Payments are charged immediately unless a specific Coverage Start Date is requested. If monthly payment plan by credit card is selected, the first payment is charged immediately or on the Coverage Start Date and all future payments will be charged on the same day of the month thereafter; except if the first payment is charged on the 29th, 30th or 31st of the month, then all future payments will be scheduled to be charged on the 28th of each month thereafter.

Add/Remove Coverage within 30-Days

The contract holder may remove or purchase additional coverage up to 30 days from the effective date. Such coverage will not become effective until payment is received by the Company, and coverage will expire upon expiration of Basic Plan coverage term. Items must be in good, safe working order; pre-existing conditions are not covered.

Renewal Information

This contract is effective for one year subsequent to receipt of all payments due. If eligible for continuation of coverage for another one-year term, contract holder will be notified by mail within 60 days prior to the expiration of the current contract of prevailing rates and terms for continuation and may make changes to plan coverage for the next year at that time. Contracts on monthly auto charge payment plans will be scheduled for automatic continuation for another one-year term unless the contract holder notifies First American in writing to discontinue future plan coverage 30 days prior to the expiration of the current contract. Offer for future coverage is at Company's sole discretion. You will be notified of rates and terms for continuation of coverage.

 

Cancellation Policy

This contract is cancellable up to the 30th day from the effective date of coverage for a full refund of paid contract fees, provided you have not utilized the product. After 30 days from the effective date of the contract, please refer to your contract for specific cancellation terms and conditions.