Household Appliance Warranty Coverage: Why It Matters

Household appliances are at the heart of your daily routine. From the fridge that keeps food fresh to the washer and dryer that handle endless laundry, you rely on these machines every day. When one breaks down, it can disrupt your entire schedule and budget. A household appliance warranty can help take care of repairing or replacing covered appliances when they fail due to normal wear and tear. With a plan from First American Home Warranty, you get protection that helps make homeownership more manageable.

What Is a Household Appliance Warranty?

Appliance warranties give you peace of mind when covered items stop working. Unlike a manufacturer’s warranty, which usually lasts about a year, a home warranty can provide protection long after factory coverage ends.

Here’s how it works: When a covered appliance breaks, you place a service request online or by phone. You’ll pay your plan’s service fee, and First American will assign a prescreened service provider to handle the repair. If the appliance can be fixed, we’ll repair it. If not, we’ll replace it*. This simple process helps remove the stress of finding your own contractor when you’re already dealing with a breakdown.

Are Household Appliance Warranties Worth It?

For many homeowners, the answer is yes. Here’s why these warranties are considered a smart investment:

• High repair and replacement costs. Average refrigerator repairs can range from $300 to over $1,000, while replacing one can cost several thousand or much more for luxury appliances. Even one major repair can exceed the price of a year of coverage.
• Simplified service. When something breaks, you don’t have to search for a contractor, compare quotes, and wait for their availability. First American assigns a prescreened service provider from our nationwide network, saving you time and effort spent searching for your own provider.
• Predictable expenses. With a home warranty, you pay a set service fee each time you request service. This can help you manage covered repair costs as opposed to dealing with unexpected bills without coverage. Note that there may be repairs not covered by a warranty, such as modifications. Be sure to review your contract for limitations and exclusions.
• Peace of mind. Knowing your covered appliances have protection reduces the stress of homeownership. It’s one less “what if” to worry about.

While no plan covers every situation, many homeowners find that the financial protection and convenience are well worth the cost.

What Appliances are Covered?

Coverage varies by plan, but most First American home warranty plans include or have optional coverage available for these major household appliances:

Oven, Range, or Cooktop

Whether you have a gas range, an electric oven, or a dual-fuel model, a home warranty can help when it breaks down. With a household appliance warranty, you can request service and let a prescreened service provider handle the repair.

Dishwasher

Dishwashers save time and effort, but breakdowns are common. With warranty coverage, you don’t have to handle the stress of finding a repair company on your own.

Refrigerator

Your refrigerator runs almost nonstop, making it one of your home’s most important appliances. A household appliance warranty helps protect your budget when your covered refrigerator fails.

Washer and Dryer

Washers and dryers are among the hardest-working machines in your home. A washer typically has an average service life of 10 years, while dryers often last a little longer. When these appliances fail, washer coverage and dryer coverage can help you get back to cleaning laundry quickly.

Built-In Microwave

Microwaves may be smaller, but they’re frequently used. A household appliance warranty makes it easier to repair or replace a covered appliance when it stops working.

What’s Not Included in Appliance Warranties

A home warranty is a powerful tool, but it doesn’t cover everything. Common exclusions include:

• Cosmetic issues such as scratches or dents
• Damage from misuse, neglect, or improper installation
• Known problems that existed before the warranty coverage started
• Features that do not contribute to the appliance’s primary function, for example, Wi-Fi or TVs built into the kitchen refrigerator

Because plans vary, reviewing your coverage is important to understand exactly what’s included.

Do Appliance Warranties Have Coverage Limits?

Home warranty plans have dollar limits for the coverage of each appliance. This is the maximum amount that the plan will pay for the repair or replacement of each appliance, each year.

First American Home Warranty plans for home buyers have appliance coverage limits that range from $3,500 to $5,000, depending on location. These plans also offer an add-on option that doubles the base appliance coverage limit.

Individual appliance coverage limits start at $3,500 for homeowner plans. For those with luxury appliances, some plans have options that can increase the coverage limit range, depending on location.

How Service Works

When a covered appliance breaks down, here’s what happens:

1. You place a service request online or by phone.
2. You pay your plan’s service fee.
3. First American assigns a prescreened service provider.
4. The provider diagnoses the issue and confirms coverage. They’ll then repair the appliance, if possible, or replace it if it cannot be repaired.**

Instead of scrambling to find a contractor when an appliance breaks, you have a single, reliable place to turn.

Why Choose First American Home Warranty

For more than 40 years, First American Home Warranty has helped homeowners manage unexpected breakdowns. With our plans, you can:

• Request service 24/7 online or by phone
• Rely on a network of prescreened service providers
• Customize your plan with appliance and system coverage options
• Get help repairing or replacing covered appliances when they fail from normal wear and tear

Get Coverage That Fits Your Home

When you think about the cost of replacing even one major appliance, the value of a household appliance warranty becomes clear. First American Home Warranty makes it easier to budget for the unexpected.

Ready to protect your home? Learn more about First American Home Warranty plans today and get a free quote.

*Please review the sample contract for specific coverage, terms, and limitations. **Repair or replacement of covered items will only be completed when parts are available.