Question 1

What is the biggest benefit of a home warranty?

Accepted Answer

The biggest benefit of a home warranty is the peace of mind it provides homeowners. A home warranty helps cover the repair or replacement costs of many essential home systems and appliances when they break down due to normal wear and tear.

Question 2

What&#8217;s the difference between home warranty coverage and homeowners insurance?

Accepted Answer

Home warranties and homeowners insurance serve different purposes. A home warranty covers repairs or replacements of covered home systems and appliances due to normal wear and tear. Homeowners insurance, on the other hand, covers damage to your home and belongings caused by unforeseen events such as natural disasters, theft, fire, or vandalism.

Question 3

How much does a First American home warranty plan cost?

Accepted Answer

The average cost of home warranty coverage is around $55 per month. However, First American Home Warranty plans start at just $35 per month, with no total dollar limit on covered repairs, providing homeowners with financial protection and peace of mind.

Question 4

What appliances are covered by First American Home Warranty?

Accepted Answer

First American Home Warranty covers essential major appliances, including refrigerators, dishwashers, ovens, ranges, cooktops, washing machines, clothes dryers, built-in microwaves, kitchen range hoods, and trash compactors.

Question 5

What home systems are covered by First American Home Warranty?

Accepted Answer

First American Home Warranty provides coverage for home systems such as heating, air conditioning, ductwork, mini-split ductless systems, electrical systems, fans (attic, exhaust, ceiling), garage door openers, garage door hinges, springs, and transmitters, central vacuum systems, and doorbells. Optional HVAC tune-up coverage is also available.

Question 6

What plumbing services are covered by First American Home Warranty?

Accepted Answer

Plumbing services covered by First American Home Warranty include plumbing systems, plumbing stoppages, water heaters, circulating pumps, toilet tanks, bowls, and mechanisms, garbage disposals, permanently installed sump pumps, instant hot water dispensers, shower heads and arms, pressure regulators, hose bibbs, and ground-level cleanout installation.

Question 7

What isn&#8217;t covered by a home warranty?

Accepted Answer

Home warranties do not cover every type of system or appliance failure. Typical exclusions include cosmetic damage, acts of nature, misuse or neglect, lack of capacity, missing parts, and damage caused by pests. Additionally, a home warranty won&#8217;t cover pre-existing conditions that were known at the time coverage begins.

Question 8

Does a home warranty cover unknown pre-existing conditions?

Accepted Answer

Some home warranty plans purchased as part of a real estate transaction will cover unknown pre-existing conditions, provided that the defect was not known or could not have been reasonably observed by looking at or operating the system or appliance when coverage begins.

Question 9

How does a home warranty help homeowners?

Accepted Answer

A home warranty simplifies homeownership by covering repairs for essential home systems and appliances, reducing out-of-pocket expenses. It also connects homeowners with trusted contractors, making the repair and replacement process more convenient.

Question 10

How can I get a First American Home Warranty?

Accepted Answer

You can get a First American Home Warranty by requesting a free quote online. Plans are available with different levels of coverage to fit your needs, providing financial protection for essential home systems and appliances.