A home inspection is a report on the overall condition of a home. A thorough home inspection gives the buyer details about a home’s structure, foundation, electrical, plumbing, and more. A home inspector checks the areas of a home beyond what a buyer can see on the surface. Getting a home inspection is important because it helps the buyer know if a home may need costly repairs. What is uncovered during an inspection can become part of a sales negotiation between a buyer and seller, and their respective real estate agents.
What Does a Home Inspection Cover?
Each home is unique, so what is inspected during a home inspection will vary. The American Society of Home Inspectors (ASHI) recommends that its certified home inspectors thoroughly inspect these areas:
- Attic, including the condition of insulation
- Basement or crawl space
- Ceilings and interior walls (general condition)
- Doors and door frames (general condition)
- Floors (general condition)
- Foundation
- Heating and cooling systems
- Interior electrical systems, including wiring
- Interior plumbing systems
- Roof
- Structure, interior, and exterior
- Windows (general condition)
What a Home Inspection Does Not Cover
There are limits to what an inspector checks. According to ASHI standards, certified inspectors do not generally check these areas of a home:
- Additional structures separate from home, such as sheds, barns, and so on
- Chimney
- Interior wall spaces
- Septic tank
- Water testing
- Well pump
Even when a home inspector's services do not cover some areas of a property, you, as a homebuyer, can still have those areas inspected. Often, the inspector you hire may be able to perform additional inspections. Just contact them and ask, and be sure to check about the additional cost. For certain areas, you may have to hire a different professional to do an inspection, such as for a well or septic system.
If you are concerned about any aspect of a home you are about to buy, talk to your agent about what to do and ask follow-up questions as needed. Your agent's knowledge and local experience can be an invaluable resource that you can and should tap about home inspections and throughout the home-buying process. Importantly, additional inspections can potentially save you money and provide you with added peace of mind.
Why a Home Inspection Matters
When you are serious about buying a home for sale, an inspection can help give you the confidence you need to buy it. A home inspection also gives you knowledge about any required home repairs. Armed with your report, you can either negotiate needed repairs as part of the sale or plan how to budget to make the repairs yourself after you close.
You can and should plan to attend a home inspection. Buying a home is potentially the biggest investment of your life. The inspection step is your opportunity to ask questions and learn about your home purchase first-hand.
FAQs for Home Buyers
Here are some answers to your questions about First American home warranties.
What Is a Home Warranty?
Home warranties are renewable service contracts offering protection for a home’s major systems and appliances. First American offers protection to buyers, sellers, and current homeowners. If you’re purchasing a home, a home warranty can increase your peace of mind, knowing you can protect your budget when covered items unexpectedly break after closing.
Do I Need a Home Warranty When I Buy a Home?
Home warranty coverage is the best way to protect your budget against expensive home system and appliance failures. A home warranty can also take the stress and hassle out of repairing or replacing home systems and appliances when they break down.
What Are the Benefits of a Home Warranty?
With a First American home warranty, when a covered system or appliance fails, if we can’t repair it, we’ll replace it. We have a network of independent pre-screened service providers and technicians and we are committed to providing you with outstanding service and value.
What Does a Home Warranty Cover for Home Buyers?
A home warranty covers repair and replacement of many crucial home appliances and systems that you use every day. When you buy a new home, you qualify for special pricing and expanded coverage at or within the first 60 days of your closing. See what’s covered in our home warranty plans for home buyers.
Why Choose First American Home Warranty?
First American is a leading provider of warranties for homeowners, home buyers, and home sellers with the experience and strength of an industry leader. For more than 35 years, First American has provided quality protection for home appliances and systems across the nation. See how much we spent last year alone to repair or replace covered items nationwide, for homebuyers just like you.
More Homebuyer Resources
If you are a first-time homebuyer, these articles can also provide you with helpful information as you go through the process. Many terms and steps in the process will be new to you and understanding each of them can help you be ready when you find the home you want.
