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Why Buy a Home Warranty?

Why Buy a Home Warranty?

Protecting your household budget is no small task. With a homeowner warranty from First American, you don't have to worry about huge, unexpected repair or replacement bills or finding a qualified contractor when a covered home system or appliance breaks.

Five Reasons Why You'll Love Our Home Warranty Plans

We're here when you need us

You can contact our Service Department 24 hours a day, 365 days a year, simply by placing your service request online or by calling us.

Help Me Protect My Budget

I'm ready to find out what home warranty plans and options are available and get a quote.

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Family enjoying cake in their kitchen — Watch video: Is a home warranty right for you?

Unlimited service calls

Our home warranty coverage includes unlimited requests for service. In fact, the average First American Home Warranty customer needs service at least once per year.

Repair or replacement

If First American Home Warranty determines your covered system or appliance cannot be repaired we'll replace it.* It doesn't matter how old it is or what brand you have. Last year our home warranty company spent more than $177 million dollars** to repair or replace covered items nationwide, for homeowners just like you.

Flexible payment options

With our payment options, we have plans to fit your home and budget. Home warranties may be renewable year to year, giving you peace of mind knowing that if a covered appliance or system breaks, you’re protected.

Company experience and stability

First American Home Warranty Corporation has been an industry leader in home warranty for more than 35 years. We have the experience, integrity, and stability to honor our commitment to you.

*Please read your home warranty contract for specific coverage and limitations. In some instances, Homeowner and First American may agree to payment of cash in lieu of repair or replacement. Payment will be made based on First American Home Warranty's negotiated rates with its suppliers, which may be less than retail.

**Paid invoices net of service fees in 2019, prior to deductions and/or rebates.

Frequently Asked Questions

What does a home warranty cover?

There are several plans and options to choose from to best suit your home’s specific requirements. Basic plans typically include coverage for: kitchen appliances, water heaters, plumbing, electrical, heating systems, and more. Optional coverage can range from pool/spa equipment, washer/dryer, kitchen refrigerator, air conditioning, well pump, and more. Coverage varies by region and whether the home is involved in a real estate transaction. You may view sample coverage for homebuyers and sellers, or sample coverage for homeowners who are not involved in a real estate transaction.

How does the claim process work?

Review your coverage. It is best to review your home warranty contract to understand specific coverage and limitations for the broken item.

Request service. Sign in to place your request online or call 800.992.3400.

Schedule an appointment. A service provider will contact you to schedule a mutually convenient appointment.

Repair or replacement. The service contractor will diagnose and repair or replace your covered item. Simple repairs are typically made during the first appointment. In some cases, parts may need to be ordered and additional visits may be needed to complete the repair or replacement.

Is there a waiting period before I can request service?

For many new customers, there is a 30-day waiting period before requesting service. Please see your contract for specific details.

How much does a home warranty cost?

It’s easy to get a free quote. Costs vary depending on geographic location as well as by which plans and options you choose to best suit your home. If you’re buying or selling a home, contact your real estate agent for local pricing.

Will a home warranty cover my system or appliance that is already broken?

In most situations we will not repair or replace an item that was broken prior to the start of the home warranty coverage. Some plans that are purchased as part of a real estate transaction will protect you from unknown pre-existing conditions - if at the time the coverage begins the defect is not known or could not have been reasonably observed by looking at or operating the system or appliance.

What is the difference between a home warranty and homeowners insurance?

Home insurance is usually required by your mortgage lender and protects the structure of your home against risks such as damage from severe weather and theft, secondary damages resulting from some system and appliance failures, as well as protecting you personally from liability in the event that someone is accidentally injured on your property. Each time you make a claim on your home insurance you pay a deductible cost, which is commonly $500 or $1,000.

Home warranties protect many of the home systems and appliances that you rely on daily. When these systems and appliances inevitably fail over time due to normal wear and tear, a home warranty will pay to repair or replace them. You will pay a service fee each time you request service.