More than $2.7 million paid in Kentucky claims in 2020*

Kentucky Home Warranty

Protecting their home is a point of pride for any Kentucky resident. However, even with the best care, appliances and home systems require repairs eventually, and seemingly minor issues can sometimes end up costing thousands of dollars to fix.

Luckily, if you have a Kentucky home warranty plan from First American, you don’t have to worry about these situations, as we’ll be there to help handle repairs and protect your budget.

Kentucky kitchen
I'm interested in a Home Warranty

I'd like to get home warranty coverage. How do I find a quote that fits my budget?

How Kentucky Home Warranties Work

Many people are hesitant about taking out a home warranty in Kentucky because they don’t want to go through the complicated process of home inspections and appliance checks. But unlike some other providers, you don’t have to worry about that when you choose the Kentucky home warranty plans from First American.

Over the years, we have perfected our process to ensure that customers in Louisville, Lexington, or any other city across the state don’t have to worry about how to apply for or use coverage when they need it.

Once you choose a plan that suits your needs, we’ll collect some basic information including the types of appliances that you have. As soon as your coverage begins, you will be able to request service by phone or online 24/7.

Why worry about home appliance failures? First American has got your back!

Won't it be nice to sit back and enjoy the budget protection and peace of mind that a First American home warranty can offer? 


If you’re a homeowner, finding reliable Kentucky home warranty companies that you can work with is essential. No matter the age of your appliances and home systems, they will eventually break down, and having to deal with fixing them on your own can be a real hassle.

First, you have to find a qualified and available contractor, which isn’t always easy on short notice. What’s more, even if you do find someone, you need to make sure that they can actually handle the repairs.

Even more importantly, you would have to deal with the expenses on your own. That can be a challenge financially since appliances can break down at any time and can cost hundreds to thousands to repair or replace.

However, when you have a Kentucky home warranty plan, you can just call or go online 24/7 to request service. We’ll arrange for a qualified contractor to diagnose the covered issue and either fix the problem or order a replacement.

Homebuyer or Seller?

We offer special home warranty plans just for real estate transactions in Kentucky. 


Buying a home is the most significant purchase many people will make in their lives. So the last thing you want is an appliance or home system to unexpectedly break in your newly purchased home.

A Kentucky home warranty can provide financial relief when that happens. It helps protect your budget from expensive repairs and gives you peace of mind knowing that you have someone to call to help fix the problem.


If you’re selling a home, you can also benefit from a home warranty because it provides an easy solution to deal with breakdowns in the middle of the sales process. A home warranty policy not only helps you eliminate the hassle of arranging the repairs but also reassures prospective buyers that the home they are considering is protected if covered appliances and systems break.

Real estate plans for buyers are available online. Learn more about coverage and options for buyers.

Home warranty FAQs

Here are some answers to your questions about First American home warranties.

What does a home warranty cover?

First American Home Warranty has plans and options to choose from to best suit your home's specific requirements. Plans can include coverage for kitchen appliances, water heaters, plumbing, plumbing stoppages, electrical, heating system, and more. Optional covered items can include pool and spa equipment, a well pump, and more. Get a quick quote and see what's covered.

What is a service call fee?

This is the fee paid to First American Home Warranty when you request service. The service call fee is similar to the deductible you pay when you make a claim on your homeowners insurance.

Who do I contact at First American Home Warranty when a covered item breaks?

When a covered item fails, sign in at or call First American at 800.992.3400 to request service. It is important to contact us first, as we do not reimburse for services performed without approval.

How quickly are home warranty claims handled?

After we confirm coverage here at First American Home Warranty, the repair technician typically receives the claim dispatch within four hours, during regular business hours. Normally, the technician will initiate service within 48 hours. Simple repairs are usually made on the first visit. If parts must be ordered, however, an additional visit(s) may be needed to complete the repair or replacement.

Who will you send out to my home to service my system or appliance?

We will send a technician from our network of thousands of independent service providers who are pre-screened, and monitored for performance through customer satisfaction surveys.

Trust First American

As a homeowner, having a comprehensive Kentucky home warranty package can offer peace of mind, protecting you from unexpected costs related to appliance and home systems repairs.

However, in order to take advantage of what a home warranty plan can offer, you need to choose a provider that has a track record of keeping its promises. At First American, we have been steadily building our reputation for more than 35 years, and continue to strive to provide top-quality services to each and every customer.

With 24/7 access to placing a claim and a vast network of contractors in the state of Kentucky and nationwide, we’ll be able to quickly assign a contractor who can deal with your covered home system or appliance issue.

If you’re ready to get started on protecting your home with the home warranty Kentucky residents trust, we’re here to guide you through the entire process. Get a quote today, and see the coverage options available for your home.

First American Reviews

We believe that we are one of the best home warranty companies in Kentucky because of the many happy customers who are willing to share their experiences of working with us. Here are just a few of the Kentucky home warranty reviews that you can check out.

First American was the home warranty that the previous owners of our house were using. It was included in the purchase, and when it came time to renew the warranty, the price was good, so we went on and did it. Submitting a claim was also incredibly easy, and they were very quick to respond. They contacted me the next day and we scheduled a time for a couple of days after. The technician took care of all of our problems and was very polite and helpful. We were really pleased overall with all of the help.

Taylor of Lexington, KY

Washing machine. From the time I called to the end, I am very pleased with it all. The gentleman who came was very thorough and professional. They also came back to take care of what I needed quickly. Would highly recommend them to anyone I know that needs a warranty and this service.

Karina of Louisville, KY

I have used First American twice. Once for a leaky toilet and once for the garbage disposal. They were extremely prompt in arranging repairs and their contractors were timely and provided excellent service. I highly recommend their services. Their customer service representative was polite and informative.

John of Prospect, KY

You can read more testimonials from our customers on our reviews page.