First American has been a leading provider of Kentucky home warranties for over 40 years. We have the experience to honor our commitment to you.
Home Warranty in Kentucky
Kentucky is famous for its rolling hills, horse racing heritage, and warm Southern hospitality. Whether you’re enjoying time around the Bluegrass State or relaxing in your home, unexpected breakdowns can happen. A home warranty offers protection by covering the repair or replacement of critical home systems and appliances. With this coverage, you can avoid costly surprises and enjoy peace of mind in your Kentucky home.
Plus, First American has no total coverage dollar limit, so you can rest assured that you’ll be covered for any breakdowns due to normal wear and tear.* Visit our coverage pages to learn more about what a First American home warranty covers.
Home Warranty Coverage
For about $2 our plans cover most appliances and home systems that you need to protect. See the home warranty plans and coverage in your state.
Starter Plan
Basic Coverage for Home Systems and Appliances
- Plumbing System
- Electrical and Heating Systems
- Dishwasher and Refrigerator
- Garbage Disposal
- Oven and Cooktop
- Microwave Oven
Most Popular
Essential Plan
Our #1 Plan: The Comprehensive Home Warranty That Homeowners Trust
- Everything in Starter Plan
- Clothes Washer and Dryer
- Water Heater
- Air Conditioning
- Garage Door Opener
Premium Plan
Our Most Complete Plan with Enhanced Home Protection
- Everything in Starter and Essential
- Luxury Appliances
- HVAC Tune-Ups
- Roof Leaks
- Garage Door Systems
- Additional Coverage and Enhancements
How a Warranty Can Help in Kentucky
Kentucky’s four distinct seasons mean HVAC systems work hard to keep homes comfortable throughout the year. When your HVAC and other covered systems and appliances unexpectedly break, a First American home warranty offers a convenient repair/replacement solution with predictable costs and peace of mind. You pay a service fee, and a prescreened technician diagnoses the issue to get your home back up and running smoothly again.
From cold winters to hot summers, temperature shifts put pressure on Kentucky homes. Let First American Home Warranty help take some of the stress off your home and budget. Check out the many items our home warranty plans cover.
What Does a Home Warranty Cost in Kentucky?
To find the right Kentucky home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:
- Home details: The size and type of your home and where you live.
- Plan type: We have plans for homeowners as well as those buying or selling a home.
- Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.
Our home warranty plans for Kentucky start at $41 per month.
Your home is unique, and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.
How Kentucky Home Warranties Work
When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.
Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*
How to Request Service
When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.
Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*
In addition to your homeowners insurance and for more complete protection, a home warranty covers the repair and replacement of many appliances and home systems a homeowners' policy doesn’t.
1. Oh no! An item covered by your home warranty plan is broken.
2. No worries. Sign into your account or call 800.992.3400 to submit a service request.
3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem and confirm coverage. If the covered item can’t be fixed, we’ll replace it!*
Why worry about home appliance failures? First American has got your back!
Won't it be nice to sit back and enjoy the budget protection and peace of mind that a First American home warranty can offer?
Kentucky Home Warranty FAQs
How much does a home warranty cost in Kentucky?
Home warranty costs in Kentucky depend on the size and type of home, the plan type, and any add-ons you choose. You'll pay a monthly plan cost plus a service fee each time you file a claim. Our Kentucky plans start at $41 per month, and it's easy to compare plans to learn the cost of the coverage that’s right for you.
What's the service fee for a home warranty in Kentucky?
You pay a service fee each time you make a new service request in Kentucky. Your service fee is listed in your contract, or you can see it when you get a quote.
What does a home warranty cover in Kentucky?
You can choose from different plans and options to best suit your Kentucky home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.
Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region, and if you are buying or selling a home.
What's NOT covered by a home warranty?
Home warranties cover breakdowns due to normal wear and tear. They don't cover:
- Cosmetic defects or misuse
- Pre-existing conditions
- Damage covered by homeowners insurance, including secondary damage
- Changes or modifications to your home’s structure
Is a home warranty worth the money?
If you have aging appliances and systems and want to avoid unexpected repair or replacement bills, a home warranty can save you money and time. For about $2 per day, a First American home warranty protects your budget from these types of expensive breakdowns. The process is simple: contact us 24/7 to file a claim, and we'll find and assign a prescreened service provider to handle the repair.
Hear from Our Satisfied Customers
We believe that we are one of the best home warranty companies in Kentucky because of the many happy customers who are willing to share their experiences of working with us. Here are just a few of the Kentucky home warranty reviews that you can check out.
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Great company. Customer service is very professional and helpful. I would recommend this company to anyone because you won't be disappointed. Every time I've called, I received service and am very satisfied with the repair companies that have serviced my home through First American Home Warranty. I've had a few things repaired and am very happy about the service.
Dawna Coffey-Turner
For more reviews from our customers, check out our reviews page.
Home Warranty Coverage for Buyers and Sellers
Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home, or get a quote to compare plans.