Home Warranty in Missouri

Missouri offers a mix of vibrant cities, charming small towns, and scenic landscapes, from the Ozark Mountains to the banks of the Mississippi River. Whether you’re busy with day-to-day life or relaxing at home, unexpected breakdowns can disrupt your routine. A home warranty helps protect your budget by covering the repair or replacement of essential home systems and appliances. With this coverage, you can keep your Missouri home running smoothly and enjoy greater peace of mind.

Plus, First American has no total coverage dollar limit, so you can rest assured that you’ll be covered for any breakdowns due to normal wear and tear.* Visit our coverage pages to learn more about what a First American home warranty covers.

How a Warranty Can Help in Missouri

Living in Missouri means your home runs a marathon in every season. Sweltering summers, frigid winters, and everything in between keep your HVAC system and other home essentials working year-round. That demand wears things down, and when a system or appliance gives out, the repair bill is rarely kind to your budget.

A First American home warranty gives you a budget-saving repair/replacement solution when the unexpected hits. You request service, we assign a prescreened technician, and you get back to enjoying the Show-Me State without showing your entire wallet to a contractor.

See all the covered appliances and systems available with a First American home warranty.

What Does a Home Warranty Cost in Missouri?

To find the right Missouri home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:

• Home details: The size and type of your home and where you live.
• Plan type: We have plans for homeowners as well as those buying or selling a home.
• Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.

Our home warranty plans for Missouri start at $53 per month.

Your home is unique and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.

How Missouri Home Warranties Work

When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.

Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*

How to Request Service

 

1. Oh no! An item covered by your home warranty plan is broken.

 

2. No worries. Sign into your account or call 800.992.3400 to submit a service request.

 

3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem and confirm coverage. If the covered item can’t be fixed, we’ll replace it!*

Missouri Home Warranty FAQs 

What does a home warranty cover in Missouri?

You can choose from different plans and options to best suit your Missouri home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.

Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region and if you are buying or selling a home.

Does a home warranty cover pre-existing conditions?

No, home warranties don’t cover pre-existing conditions. All systems and appliances must be in working order when coverage begins. Plans for home buyers can cover unknown pre-existing conditions: issues that couldn't be detected through visual inspection or normal use before coverage started.

What's the difference between homeowners insurance and home warranty?

Homeowners insurance protects your home and belongings from things that might happen: fire, storms, vandalism, accidents, and more. Home warranty protects your home’s systems and appliances when they inevitably break due to normal wear and tear. Insurance handles the catastrophic, while a warranty covers the inevitable. Both work together to provide more complete home protection.

How much does a home warranty cost in Missouri?

Home warranty costs in Missouri depend on the size and type of home, the plan type, and any add-ons you choose. You'll pay a monthly plan cost plus a service fee each time you file a claim. Our Missouri plans start at $53 per month, and it's easy to compare plans to learn the cost of the coverage that’s right for you.

Is a home warranty worth the money?

If you have aging appliances and systems and want to avoid unexpected repair or replacement bills, a home warranty can save you money and time. For about $2/day, a First American home warranty protects your budget from these types of expensive breakdowns. The process is simple: contact us 24/7 to file a claim, and we'll find and assign a prescreened service provider to handle the repair.

Home Warranty Coverage for Buyers and Sellers

Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home or get a quote to compare plans.