Home Warranty in New Jersey

New Jersey is a state of contrasts, offering vibrant cities, picturesque shorelines, and charming suburban communities. Whether you’re enjoying the Jersey Shore or relaxing at home, unexpected breakdowns can disrupt your routine. A home warranty provides peace of mind by covering the repair or replacement of essential home systems and appliances. With this protection, you can keep your New Jersey home running smoothly and avoid costly surprises.

Plus, First American has no total coverage dollar limit, so you can rest assured that you’ll be covered for any breakdowns due to normal wear and tear.* Visit our coverage pages to learn more about what a First American home warranty covers.

How a Warranty Can Help in New Jersey

From the Pine Barrens to the Palisades, New Jersey squeezes a lot of geography, and a lot of weather, into one small state. Your home feels all of it. Salt air along the coast, snow up north, humidity everywhere in between, it all takes a toll on the systems and appliances you rely on daily.

A First American home warranty helps take the sting out of surprise repair bills. You request service, we find the right technician and get them to your door, so you can spend less time dealing with breakdowns and more time at the Shore.

Explore the many items covered by our home warranty plans.

What Does a Home Warranty Cost in New Jersey?

To find the right New Jersey home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:

• Home details: The size and type of your home and where you live.
• Plan type: We have plans for homeowners as well as those buying or selling a home.
• Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.

Our home warranty plans for New Jersey start at $53 per month.

Your home is unique and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.

How New Jersey Home Warranties Work

When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.

Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*

How to Request Service

 

1. Oh no! An item covered by your home warranty plan is broken.

 

2. No worries. Sign into your account or call 800.992.3400 to submit a service request.

 

3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem and confirm coverage. If the covered item can’t be fixed, we’ll replace it!*

New Jersey Home Warranty FAQs 

What's the difference between homeowners insurance and home warranty?

Homeowners insurance protects your home and belongings from things that might happen: fire, storms, vandalism, accidents, and more. Home warranty protects your home’s systems and appliances when they inevitably break due to normal wear and tear. Insurance handles the catastrophic, while a warranty covers the inevitable. Both work together to provide more complete home protection.

Does a home warranty cover pre-existing conditions?

No, home warranties don’t cover pre-existing conditions. All systems and appliances must be in working order when coverage begins. Plans for home buyers can cover unknown pre-existing conditions: issues that couldn't be detected through visual inspection or normal use before coverage started.

Is a home warranty tax deductible in New Jersey?

For most homeowners, home warranties aren't tax deductible since they're considered personal expenses. However, if you have a home warranty for a long-term rental property, you may be able to deduct it. Consult a tax professional.

What does a home warranty cover in New Jersey?

You can choose from different plans and options to best suit your New Jersey home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.

Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region and if you are buying or selling a home.

What's the service fee for a home warranty in New Jersey?

You pay a service fee each time you make a new service request in New Jersey. Your service fee is listed in your contract, or you can see it when you get a quote.

Home Warranty Coverage for Buyers and Sellers

Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home or get a quote to compare plans.