First American has been a leading provider of North Carolina home warranties for over 40 years. We have the experience to honor our commitment to you.
Home Warranty in North Carolina
North Carolina is a land of diverse beauty, from its breathtaking desert vistas to its vibrant cultural traditions. While the state’s unique environment offers so much to explore, keeping your home systems and appliances in good working order is essential. A home warranty can help by covering unexpected breakdowns, ensuring your North Carolina home stays comfortable and functional without the stress of high repair or replacement costs.
Plus, First American has no total coverage dollar limit, so you can rest assured that you’ll be covered for any breakdowns due to normal wear and tear.* Visit our coverage pages to learn more about what a First American home warranty covers.
Home Warranty Coverage
For about $2 our plans cover most appliances and home systems that you need to protect. See the home warranty plans and coverage in your state.
Starter Plan
Basic Coverage for Home Systems and Appliances
- Plumbing System
- Electrical and Heating Systems
- Dishwasher and Refrigerator
- Garbage Disposal
- Oven and Cooktop
- Microwave Oven
Most Popular
Essential Plan
Our #1 Plan: The Comprehensive Home Warranty That Homeowners Trust
- Everything in Starter Plan
- Clothes Washer and Dryer
- Water Heater
- Air Conditioning
- Garage Door Opener
Premium Plan
Our Most Complete Plan with Enhanced Home Protection
- Everything in Starter and Essential
- Luxury Appliances
- HVAC Tune-Ups
- Roof Leaks
- Garage Door Systems
- Additional Coverage and Enhancements
How a Warranty Can Help in North Carolina
North Carolina’s varied climate brings humid summers and cold winters, meaning homeowners rely heavily on their HVAC systems as temperatures shift. In these conditions, unexpected breakdowns can make it stressful and challenging to maintain a comfortable home. With a First American home warranty, you get the benefits of a convenient repair/replacement solution and predictable costs. You request service and pay your service fee, and we find and assign a prescreened technician to fix the covered item.
Let First American help keep your North Carolina home comfortable all year long. Visit our coverage pages to see everything we can protect for you.
We've got North Carolina plans and coverage options that cover these important items and more.
What Does a Home Warranty Cost in North Carolina?
To find the right North Carolina home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:
- Home details: The size and type of your home and where you live.
- Plan type: We have plans for homeowners as well as those buying or selling a home.
- Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.
Our home warranty plans for North Carolina start at $37 per month.
Your home is unique, and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.
How North Carolina Home Warranties Work
When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.
Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*
How to Request Service
1. Oh no! An item covered by your home warranty plan is broken.
2. No worries. Sign into your account or call 800.992.3400 to submit a service request.
3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem and confirm coverage. If the covered item can’t be fixed, we’ll replace it!*
Why worry about home appliance failures? First American has got your back!
Won't it be nice to sit back and enjoy the budget protection and peace of mind that a First American home warranty can offer?
FAQs About Home Warranty: North Carolina
Why do I need a home warranty if I have homeowners insurance?
Homeowners insurance covers damage from fires, water, and storms, as well as theft and accidents. A home warranty covers the breakdowns that will happen to your home's systems and appliances over time. When your AC dies in summer, your water heater fails, or your dishwasher stops working, home warranty protection kicks in. You need both for complete home protection.
What does a home warranty cover in North Carolina?
You can choose from different plans and options to best suit your North Carolina home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.
Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region and if you are buying or selling a home.
What happens after the technician diagnoses the problem?
Your service provider will confirm warranty coverage then explain what's wrong and what work needs to be done. Simple repairs are often resolved during the visit. If parts need to be ordered, additional visits may be needed to complete the repair or replacement.
Can I use my own contractor in North Carolina?
We work with a prescreened network of licensed, insured contractors in North Carolina, and we select the right pro for your specific repair. This ensures quality work that meets warranty requirements and saves you the time of finding and vetting a contractor when something breaks.
How much does a home warranty cost in North Carolina?
Home warranty costs in North Carolina depend on the size and type of home, the plan type, and any add-ons you choose. You'll pay a monthly plan cost plus a service fee each time you file a claim. Our North Carolina plans start at $37 per month, and it's easy to compare plans to learn the cost of the coverage that’s right for you.
Hear from Our Satisfied Customers
We believe the quality of the services that we provide puts us among the best home warranty options in NC. But don’t take our word for it—check out some of the North Carolina home warranty reviews from our happy customers.
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We have comfort in knowing that our home is protected against major repair work. A/C replaced when required and no questions asked. However, we live in Rocky Mount NC, and the closest contractor was in Raleigh, 60 miles away. Our service could have been completed much quicker if there was a contractor in Rocky Mount available.
Iris Taylor
Want to read some more testimonials? Check out our reviews page.
Home Warranty Coverage for Buyers and Sellers
Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home or get a quote to compare plans.