Valuable Coverage Upgrades for Home Buyers

A homeowner’s older AC unit needs a new evaporator coil. The covered repair requires modifying the existing HVAC system to accommodate the new coil, adding new equipment, and updating it to meet today’s building code standards. In this scenario, the electrical disconnect box must be moved closer to the AC condensing unit, and locking caps must be added to the refrigerant lines. Modifications to the sheet metal ductwork may also be needed.

With our Basic Plan, a homeowner would incur non-covered costs for building code upgrades and modifications, disposal of the old evaporator coil, and more. However, with First Class Upgrade, many of these costs would be covered. BONUS: Purchasing First Class Upgrade plus Codes, Mods, and More provides the most coverage and the least out-of-pocket costs.*

An older water heater fails, and because it cannot be repaired, a replacement is ordered. In this scenario, bringing the new water heater up to current codes requires a new safety pan, building up the floor to today’s required elevation, adding an earthquake strap, and other modifications. A permit must also be pulled. (A permit is typically required when modifying, adding, or extending an existing water line for a water heater installation and when relocating or adding a gas line.)

Without this upgrade, a homeowner would pay for permitting, modifications, and installation, as well as disposal of old equipment. With Codes, Mods, and More, these costs would be significantly reduced because it covers many of these extra expenses. BONUS: With Codes, Mods, and More, plus First Class Upgrade, there would be very little to no out-of-pocket costs.*

A leak is discovered in the slab of a home’s foundation. In this scenario, the home has plumbing lines that are encased under the concrete slab, requiring a costly repair that involves tunneling under the slab from outside the foundation and breaking into the concrete to make the repair.

The cost to fix the leak could run several thousand dollars. Basic Plan coverage would cover a very small portion of the repair. However, with Plumbing Plus, a majority of the work would be covered, significantly reducing out-of-pocket costs.*

A homeowner’s stainless steel luxury induction range suddenly stops working properly. The diagnosis is a damaged induction coil. Induction coils sitting beneath the surface of the range create a magnetic field that transfers current directly to magnetic cookware, causing it to heat up. In this scenario, because of the severity of the damage, the range cannot be repaired, and a replacement is ordered.

Luxury home appliances sport sleek designs and elegant finishes and are engineered for high performance. They’re professional grade and often come with appealing smart features and sophisticated options— making them appealing yet expensive. With Appliance Plus, most, if not all, of the replacement cost of the high-end induction range would be covered, depending on the purchase price.*