Question 1

What is a home warranty?

Accepted Answer

A home warranty is a service contract that covers fixing or replacing your home's systems and appliances when they eventually break.
Home warranty plans protect your home and budget differently than homeowners insurance, which covers damage from fires, storms, theft, and other disasters. A home warranty protects against unexpected, costly repairs when covered systems and appliances like your plumbing, heating, air conditioning, dishwasher, refrigerator, and more fail from normal wear and tear.

Question 2

Are home warranties worth it?

Accepted Answer

Your home systems and appliances will inevitably wear down over time and need to be fixed or replaced. When that happens, the costs add up quickly.
A home warranty protects home systems and appliances you depend on every day when they stop working from normal wear and tear. Homeowners insurance doesn&#8217;t cover fixing these items when they break. 
A home warranty can be a good fit if you like having a predictable budget or don&#8217;t have an emergency fund to use when these expenses happen. Learn more about  when a home warranty is worth it for your home and budget.

Question 3

What does a home warranty cover?

Accepted Answer

A home warranty covers repairing and replacing many essential home systems and appliances when they break.
Plans cover major home systems such as HVAC (heating, ventilation, and air conditioning), electrical, plumbing, water heaters, and garage door openers. They also protect common household appliances like refrigerators, ovens, stoves, cooktops, dishwashers, built-in microwaves, and trash compactors.
Optional coverage is also available for items such as pool and spa equipment, additional refrigerators or freezers, roof leak repairs, well pumps, and more.

Question 4

How much is a home warranty?

Accepted Answer

The average home warranty costs about $750 per year, with most plans ranging from $400 to $1,000 annually. Pricing depends on the plan and options you choose, as well as your home&#8217;s size, type, and location.
You&#8217;ll also pay a service call fee, typically between $95 and $125, each time you request service. Many plans allow you to choose the service fee amount that fits your budget.
You can get a free quote to find coverage that works for your home and budget.

Question 5

Is a home warranty the same as home insurance?

Accepted Answer

No. A home warranty and homeowners insurance protect your home in different ways.
Home insurance covers damage to your home from fires, storms, theft, vandalism, and more. It doesn&#8217;t cover a failing air conditioner, broken refrigerator, or backed-up toilet. 
A home warranty covers the repair or replacement of these types of home systems and appliances when they break from normal wear and tear. 
Having both a home warranty and homeowners insurance helps provide more complete protection for your home and your budget.

First American Home Warranty

Coverage for the Inevitable

First American is the Plan to Protect All Your Plans

Starter Plan

Essential Plan

Premium Plan

"Home breakdowns are inevitable.
But the expense, that's optional."

-Mr. Inevitable

Coverage That Fits Your Home

Heating, Ventilation, and Air Conditioning (HVAC) Coverage

Air Conditioning

Heating System

Ductwork

Kitchen and Laundry Appliance Warranty Coverage

Washing Machine

Dryer

Refrigerator

Plumbing System Warranty Coverage

Water Heater

Garbage Disposal

Toilets

Electrical System Warranty Coverage

Electrical

Garage Door Openers

Ceiling Fans

Add-On Home Warranty Coverage

Roof

Pool/Spa

Septic

Home Insurance = Disaster

Home Warranty = Inevitable

Home Warranty FAQs

Home breakdowns are inevitable. But the expense, that's optional.

Get a free home warranty quote in minutes.