Protect Your Budget with a Home Warranty

As a homeowner, you’ve likely had one of your home appliances or systems break down. You turn on the air conditioning on a hot day and it fails to cool your home, or your oven won’t turn on, leaving you with no way to prepare dinner. Now, you’re faced with the stress of calling a repair technician and dealing with a major unexpected expense.

Home warranty protection from First American can help you preserve your budget, allowing you to avoid high bills to replace a broken appliance or repair a home system.

How Can a Home Warranty Protect Your Budget

Without a home warranty, you could find your budget suddenly upended to pay for unforeseen repair or replacement costs.*

A home warranty can save you hundreds or even thousands of dollars per year throughout your years of homeownership. When covered appliances and systems stop working, you can contact First American to request service, and we will send a technician to diagnose and resolve the problem.

With no limit to the number of claims you can submit, you save on repair and replacement costs and leave your budget intact for things like vacations, school expenses, and more.

Read more about what your home warranty could cover.

How Much Does a Home Warranty Cost?

The price of a First American home warranty depends on the coverage you want for your home. We offer home warranty plans for every type of home and financial situation, making budget planning much easier without the constant fear of unexpected repair and replacement costs.

Once you choose your home warranty plan, you pay monthly or yearly for coverage. When you need service, you simply pay your service call fee, and First American sends a prescreened technician to your home to repair or replace your covered malfunctioning appliance or system. For plans where you can choose your service fee amount, keep in mind that a lower service fee results in a higher plan price, and vice versa.

Do Home Warranties Have Deductibles?

No, home warranty protection doesn’t require deductibles, but contracts require a service call fee (also called a “trade service fee” or simply, “service fee”) for each service request you submit. While deductibles and service call fees seem similar, the latter is a set amount that is paid every time you request service, regardless of how many times you’ve paid it during the life of your contract.

For many home warranty plans, you can select the service call fee that best suits your budget. Knowing exactly what you have to pay when you request service helps you better plan for expenses when your home appliances and systems break down. For more information on making a service request, read about How Your Home Warranty Service Process Works.

What Does a Home Warranty Cover?

First American offers a variety of home warranty plans, allowing you to customize your home warranty to fit your specific needs. You can also invest in budget protection for pool and spa equipment, additional refrigerators, and other options not found in every home. Here are a few examples of items covered by our tiers of coverage:

• Electrical system
• Plumbing
• Heating system
• Ductwork
• Water heater
• Air conditioning
• Laundry appliances
• Kitchen appliances (dishwasher, oven, cooktop, refrigerator, and more)
• Garbage disposal
• Garage door opener

…and more. A home warranty may not cover everything (like small appliances), but you can add optional coverage for items like pools, extra refrigerators, sump and well pumps, and septic systems.

Read our blog to learn more about What a Home Warranty Does Not Cover.

Protect Your Budget with a First American Home Warranty

With a home warranty from First American, you can enjoy home warranty budget protection from unexpected issues with your home appliances or systems. When you need service on an appliance or system, submit a service request, and we will send a prescreened technician to check coverage, and then diagnose and resolve the issue. Contact us today to get a free home warranty quote and find the right plan for your home and budget.