First American has been a leading provider of South Dakota home warranties for over 40 years. We have the experience to honor our commitment to you.
Home Warranty in South Dakota
South Dakota is a state of natural beauty and welcoming communities, from the iconic Badlands to its expansive prairies. While life in the Mount Rushmore State offers peace and space, unexpected home repairs can be disruptive. A home warranty helps by covering the repair or replacement of essential home systems and appliances, offering peace of mind and financial protection.
Plus, First American has no total coverage dollar limit, so you can rest assured that you’ll be covered for any breakdowns due to normal wear and tear.* Visit our coverage pages to learn more about what a First American home warranty covers.
Home Warranty Coverage
For about $2 our plans cover most appliances and home systems that you need to protect. See the home warranty plans and coverage in your state.
Starter Plan
Basic Coverage for Home Systems and Appliances
- Plumbing System
- Electrical and Heating Systems
- Dishwasher and Refrigerator
- Garbage Disposal
- Oven and Cooktop
- Microwave Oven
Most Popular
Essential Plan
Our #1 Plan: The Comprehensive Home Warranty That Homeowners Trust
- Everything in Starter Plan
- Clothes Washer and Dryer
- Water Heater
- Air Conditioning
- Garage Door Opener
Premium Plan
Our Most Complete Plan with Enhanced Home Protection
- Everything in Starter and Essential
- Luxury Appliances
- HVAC Tune-Ups
- Roof Leaks
- Garage Door Systems
- Additional Coverage and Enhancements
How a Warranty Can Help in South Dakota
From Rapid City to Sioux Falls, South Dakota's climate puts homes through a full stress test every year. Bitter winters that test your furnace, summer heat that keeps your cooling system humming, and temperature swings that can span 50 degrees in a single week. Your home systems absorb all of it.
A First American home warranty takes the guesswork out of those breakdowns with a budget-saving repair/replacement solution for covered items. You request service, we assign a prescreened technician — and you keep your focus on wide-open prairie, not an unexpected repair bill.
See how a First American home warranty can help protect your home's most important systems and appliances.
What Does a Home Warranty Cost in South Dakota?
To find the right South Dakota home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:
- Home details: The size and type of your home and where you live.
- Plan type: We have plans for homeowners as well as those buying or selling a home.
- Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.
Our home warranty plans for South Dakota start at $58 per month.
Your home is unique, and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.
How South Dakota Home Warranties Work
When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.
Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*
How to Request Service
1. Oh no! An item covered by your home warranty plan is broken.
2. No worries. Sign into your account or call 800.992.3400 to submit a service request.
3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem and confirm coverage. If the covered item can’t be fixed, we’ll replace it!*
Why worry about home appliance failures? First American has got your back!
Won't it be nice to sit back and enjoy the budget protection and peace of mind that a First American home warranty can offer?
South Dakota Home Warranty FAQs
Is a home warranty worth the money?
If you have aging appliances and systems and want to avoid unexpected repair or replacement bills, a home warranty can save you money and time. For about $2/day, a First American home warranty protects your budget from these types of expensive breakdowns. The process is simple: contact us 24/7 to file a claim, and we'll find and assign a prescreened service provider to handle the repair.
What does a home warranty cover in South Dakota?
You can choose from different plans and options to best suit your South Dakota home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.
Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region and if you are buying or selling a home.
What's NOT covered by a home warranty?
Home warranties cover breakdowns due to normal wear and tear. They don't cover:
- Cosmetic defects or misuse
- Pre-existing conditions
- Damage covered by homeowners insurance, including secondary damage
- Changes or modifications to your home’s structure
Who will fix my broken appliance or system in South Dakota?
We will send a local technician from our network of thousands of prescreened independent service providers who are monitored for performance through customer satisfaction surveys.
Does a home warranty cover pre-existing conditions?
No, home warranties don’t cover pre-existing conditions. All systems and appliances must be in working order when coverage begins. Plans for home buyers can cover unknown pre-existing conditions: issues that couldn't be detected through visual inspection or normal use before coverage started.
Home Warranty Coverage for Buyers and Sellers
Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home or get a quote to compare plans.