Home Warranty in Illinois

Illinois offers a mix of vibrant cities, charming small towns, and beautiful natural spaces like the rolling plains and Lake Michigan shores. Whether you’re navigating busy days or relaxing at home, unexpected breakdowns can disrupt your routine. A home warranty helps protect your budget by covering the repair or replacement of major home systems and appliances. With this coverage, you can enjoy peace of mind and keep your Illinois home running smoothly.

Plus, First American has no total coverage dollar limit, so you can rest assured that you’ll be covered for any breakdowns due to normal wear and tear.* Visit our coverage pages to learn more about what a First American home warranty covers.

How a Warranty Can Help in Illinois

Illinois doesn’t believe in mild. The summers are hot and sticky, winters are brutally cold, and the Lake Effect adds its own twist for good measure. That year-round tug-of-war puts a serious wear on your HVAC, water heater, and the appliances your household can’t function without. When a covered system or appliance breaks, the timing and the bill are rarely convenient.

A First American home warranty provides a budget-saving repair/replacement solution that takes the scramble out of unexpected breakdowns. You request service, we assign a pre-screened technician, and you keep moving.

Check out the many appliances and systems a home warranty can protect.

What Does a Home Warranty Cost in Illinois?

To find the right Illinois home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:

• Home details: The size and type of your home and where you live.
• Plan type: We have plans for homeowners as well as those buying or selling a home.
• Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.

Our home warranty plans for Illinois start at $53 per month.

Your home is unique and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.

How Illinois Home Warranties Work

When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.

Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*

How to Request Service

 

1. Oh no! An item covered by your home warranty plan is broken.

 

2. No worries. Sign into your account or call 800.992.3400 to submit a service request.

 

3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem and confirm coverage. If the covered item can’t be fixed, we’ll replace it!*

Illinois Home Warranty FAQs

What does a home warranty cover in Illinois?

You can choose from different plans and options to best suit your Illinois home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.

Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region and if you are buying or selling a home.

Does a home warranty cover pre-existing conditions?

No, home warranties don’t cover pre-existing conditions. All systems and appliances must be in working order when coverage begins. Plans for home buyers can cover unknown pre-existing conditions: issues that couldn't be detected through visual inspection or normal use before coverage started.

What's the difference between homeowners insurance and home warranty?

Homeowners insurance protects your home and belongings from things that might happen: fire, storms, vandalism, accidents, and more. Home warranty protects your home’s systems and appliances when they inevitably break due to normal wear and tear. Insurance handles the catastrophic, while a warranty covers the inevitable. Both work together to provide more complete home protection.

How do I file a claim with First American?

Contact us 24/7. Request service online at fahw.com or call 800.992.3400. We'll assign a prescreened service provider from our network who will contact you within 48 hours.

Schedule your appointment. Work directly with the technician to find a time that fits your schedule.

Get it fixed. The contractor will diagnose and confirm coverage, then repair or replace your covered item. Most simple repairs may be resolved during the first visit. In some cases, parts may need to be ordered, and additional visits may be needed to complete the repair or replacement.

Is a home warranty worth the money?

If you have aging appliances and systems and want to avoid unexpected repair or replacement bills, a home warranty can save you money and time. For about $2/day, a First American home warranty protects your budget from these types of expensive breakdowns. The process is simple: contact us 24/7 to file a claim, and we'll find and assign a prescreened service provider to handle the repair.

Home Warranty Coverage for Buyers and Sellers

Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home or get a quote to compare plans.