Home Warranty in Iowa

A First American home warranty helps Iowa homeowners protect what matters: your budget and your peace of mind. When covered systems and appliances break from normal wear and tear, you’ve got a simple solution to get these items repaired or replaced. Whether you're in Des Moines, Cedar Rapids, or a small town you call home, it's easy to see how First American coverage fits your needs.

How a Warranty Can Help in Iowa

Iowa’s seasons don’t do anything halfway. Winters bring bitter cold and heavy snow, summers deliver heat and humidity, and the swings in between can be just as demanding on your home. Your HVAC, plumbing, and appliances carry a heavy load all year long.

When a covered system or appliance breaks down, a First American home warranty provides a budget-saving repair/replacement solution. Simply request service, and we’ll find and assign a prescreened technician to handle the rest, so you can focus on what’s growing in the garden, not what’s breaking in the basement.

Explore the many items covered by our home warranty plans.

What Does a Home Warranty Cost in Iowa?

To find the right Iowa home warranty plan that meets your needs and budget, it’s helpful to know what factors influence the cost of a home warranty. At First American, we determine each plan’s cost based on your home, plan type, and any add-on coverage you include:

• Home details: The size and type of your home and where you live.
• Plan type: We have plans for homeowners as well as those buying or selling a home.
• Add-ons: Customize your plan with coverage for pool and spa equipment, roof leak repairs, and more.

Our home warranty plans for Iowa start at $47 per month.

Your home is unique and your home warranty plan should be too. It’s easy to compare plans and find coverage that fits your needs.

How Iowa Home Warranties Work

When a covered home appliance or system breaks due to normal wear and tear, a First American home warranty covers the repair or replacement.

Contact First American Home Warranty when your covered item breaks down. We’ll send a prescreened professional to diagnose the problem and confirm coverage. If we can't repair the item, we'll replace it.*

How to Request Service

 

1. Oh no! An item covered by your home warranty plan is broken.

 

2. No worries. Sign into your account or call 800.992.3400 to submit a service request.

 

3. Here come the pros. We’ll assign a prescreened technician to diagnose the problem, confirm coverage, and repair or replace the item as quickly as possible.

Iowa Home Warranty FAQs

How much does a home warranty cost in Iowa?

Home warranty costs in Iowa depend on the size and type of home, the plan type, and any add-ons you choose. You'll pay a monthly plan cost plus a service fee each time you file a claim. Our Iowa plans start at $47 per month, and it's easy to compare plans to learn the cost of the coverage that’s right for you.

What does a home warranty cover in Iowa?

You can choose from different plans and options to best suit your Iowa home. Our plans cover the essentials: HVAC systems, electrical, plumbing, water heaters, and major kitchen and laundry appliances.

Need more coverage? Add optional protection for pool equipment, extra refrigerators, well pumps, or septic systems. Coverage varies by region and if you are buying or selling a home.

Is a home warranty tax deductible in Iowa?

For most homeowners, home warranties aren't tax deductible since they're considered personal expenses. However, if you have a home warranty for a long-term rental property, you may be able to deduct it. Consult a tax professional.

Why do I need a home warranty if I have homeowners insurance?

Homeowners insurance covers damage from fires, water, and storms, as well as theft and accidents. A home warranty covers the breakdowns that will happen to your home's systems and appliances over time. When your AC dies in summer, your water heater fails, or your dishwasher stops working, home warranty protection kicks in. You need both for complete home protection.

Do I need a home inspection to get coverage in Iowa?

No. First American doesn't require a home inspection for Iowa homeowners. As long as your systems and appliances are in working order when coverage starts, they're protected from breakdowns due to normal wear and tear. Sign up online in minutes.

Home Warranty Coverage for Buyers and Sellers

Buying or selling a home? Real estate home warranty plans give buyers and sellers enhanced coverage and special pricing. Ask your real estate agent about the benefits of a home warranty when you’re buying or selling a home or get a quote to compare plans.