Sump Pump FAQs: Everything You Need to Know

If you have a sump pump in your home, you already know how important it is. This powerful little device keeps your basement or crawl space dry, preventing water damage and mold growth. It's a real lifesaver, especially during heavy rains or when snow melts. But how much do you really know about your sump pump? Whether you're looking into them for the first time, or you have experience with sump pumps, there are always questions. We're here to help with answers to the most common sump pump FAQs (including how they're protected by home warranty coverage). But first, what is a sump pump, and how does it work?

Related: View all Plumbing coverage from First American.

How a Sump Pump Works

A sump pump is a device installed in basements or crawl spaces to remove accumulated water and prevent basement flooding. The pump removes water accumulating in a sump basin, typically in basements or crawl spaces. As the water rises, the pump activates, directing the water away from your foundation through a discharge pipe.

Who Needs a Sump Pump?

Imagine a heavy rainstorm hitting your area. As the rain pours down, the soil around your home's foundation becomes saturated. Without a sump pump, this excess water could seep into your crawlspace or basement, leading to costly water damage. A similar issue can happen during the spring thaw when snow and ice melt rapidly. If you have a below-ground basement or crawl space, especially in a rainy area, a sump pump is something you may eventually need.

Sump Pump FAQs

How do I tell if my sump pump is broken?

If your sump pump is making noise, not turning on, or running constantly, check out our tips on sump pump maintenance.

How many years should a sump pump last?

With the right care and maintenance, a sump pump can last around ten years. However, not all sump pumps will last this long. If your covered system breaks due to normal wear and tear, sump pump coverage from First American Home Warranty can help with repairs or replacement, including sump pump installation.*

How much does it cost to replace an existing sump pump?

The average new sump pump cost in 2024 is between $300 and $750. But with a First American home warranty, you'll be responsible for your plan's service fee for covered breakdowns (even if we have to replace your pump).

How much does it cost to repair or replace a sump pump?

Sump pump repair typically costs between $400 and $550. Since a replacement pump may cost as little as $300, you'll need to determine whether it's more cost-effective to repair or replace your unit.

What sump pump parts are covered by a home warranty?

A sump pump is a simple device — and our home warranty plans cover all parts. If your unit breaks due to normal wear and tear, we'll fix it. (And if we can't, we'll replace it with a new one.)*

What types of issues or malfunctions are included in the warranty coverage for sump pumps?

Your sump pump home warranty coverage includes any breakdowns caused by normal wear and tear. If your pump breaks because of neglected maintenance, physical damage due to an accident, or misuse, it won't be covered. But keep in mind that some homeowners insurance may cover damage due to accidents or natural disaster.

Which sump pump brands and models are typically covered?

First American Home Warranty covers all sump pump brands and models. If your unit needs to be replaced due to a covered issue and we don't have access to the exact model, we'll replace it with a similar one.

Does First American cover submersible sump pumps?

Yes! First American Home Warranty covers all permanently installed sump pumps.

Do I need to choose a repair technician for my sump pump home warranty?

You do not need to choose a repair technician for your sump pump warranty. With a home warranty from First American, just give us a call or go online when your pump breaks down; we'll send a prescreened technician to confirm coverage, diagnose the issue, and make a repair or replacement.

Do home warranties cover sump pump replacements?

Yes! If your pump breaks due to normal wear and tear and can't be repaired, we'll replace it with a similar model.

Home Warranty for Sump Pumps

Your sump pump provides peace of mind, protecting you from flooding, water damage, and unsightly mold and mildew. A home warranty takes that one step further. With coverage from First American, your sump pump can be repaired or replaced when it breaks down from normal wear and tear — for much lower than the cost you'd pay out of pocket. To learn more about the protection offered by home warranty coverage, get a personalized quote today.

*Please review the sample contract for specific coverage, terms, and limitations.

The contents of this article are provided for general guidance only. First American Home Warranty does not assume any responsibility for losses or damages as a result of using this information.

Please be aware that if you disassemble a covered system or item, it can invalidate your home warranty or manufacturer's warranty.