What Does a Swimming Pool Home Warranty Cover? A Guide to Coverage

Owning a pool can provide loads of backyard fun and relaxation, but it also comes with a lot of responsibility. Regular pool maintenance is important, including shocking your pool and winterizing it during the colder months. However, equipment will inevitably fail from normal wear and tear, leading to costly repairs and replacements. That’s where home warranty pool coverage comes in. When a covered component stops working properly, it can provide a convenient repair/replacement solution right at your fingertips.  

First American swimming pool home warranty coverage includes protection for pool and spa equipment, along with components such as the pump, motor, filter, heater, plumbing, electrical, and more. Because these items break over time and can be expensive to fix or replace, a swimming pool home warranty can be a smart financial safety net, protecting your budget and your aquatic entertainment. With a home warranty that includes add-on pool protection, you have a repair or replacement solution if covered equipment fails, so you can get back to relaxing by the pool.

Related: Enjoying your pool also means keeping swimmers safe, and our Pool Safety Checklist offers helpful guidance.

What Does a Pool Home Warranty Cover?

The best home warranty pool coverage will typically cover chlorine and saltwater pools and spas, and equipment such as:

• Filters
• Valves
• Pumps
• Timers
• Circuit board
• Heating units
• Pump motors
• Saltwater cell
• Pool pumps and sweep motor

As a homeowner with a pool in your backyard, you know the pool pump is one of the hardest-working pieces of equipment, and everyday wear and tear will inevitably cause it to break down. A First American home warranty helps protect it and the equipment listed above, as well as vital plumbing and electrical components. 

Plumbing and Electrical Components Covered by a Pool Warranty

A First American pool home warranty covers in-ground and above-ground plumbing and electrical, which can be helpful for these reasons:

• Plumbing can require expensive repairs, particularly for leaks. With a pool home warranty, you can protect your budget from these hassles.
• Electrical issues can be dangerous and require an expert’s attention. A pool home warranty can ensure that repairs are completed by a pro, keeping you and your family safe.

Will a Pool Home Warranty Cover My Spa, too?

Home warranties will cover a pool and spa with shared systems. For example, if you have an in-ground spa that shares heating, filtering, and pumping systems with your pool, the spa is typically covered when you add pool coverage. However, if you have an in-ground spa with its own heating, filtering, or pumping systems, you must purchase additional coverage for the spa.

Want to dive deeper into what is covered? Visit our Pool and Spa Coverage page to get a free home warranty quote and select the add-on coverage option that meets your needs.

What’s Not Covered with a Pool Home Warranty

A home warranty that covers pools helps keep your in-ground pool and spa running smoothly by protecting the heating, pumping, and filtering systems. However, just as home warranties have exclusions, home warranty pool coverage doesn’t cover everything. For example, it doesn’t cover above-ground or portable spas or items such as:

• Lights
• Jets
• Structural defects and pool liners
• Ornamental fountains, waterfalls, waterslides, and their pumping systems

Learn more about home warranty coverage exclusions in our blog: What a home warranty doesn’t cover.

How Does a Pool Home Warranty Work?

When you buy a home warranty plan from First American, you can add pool and spa equipment coverage to your plan. This option must be purchased with a home warranty plan and is not available on its own.

When the covered pool or spa equipment breaks, you simply contact us via phone or online to request service for covered repairs. We’ll send a prescreened technician to diagnose the problem, confirm coverage, and fix the issue. If the item can’t be repaired, we’ll replace it.*

In most cases, you’ll need to keep up with regular pool maintenance to keep your coverage valid. This means cleaning your pool regularly, maintaining the chemical balance, and keeping the water level within the recommended range. Most home warranties do not cover issues resulting from neglect, improper maintenance, or pre-existing conditions.

If you’re new to home warranties, learn what a home warranty is and what it can protect.

Stay Financially Fit with a First American Home Warranty

A swimming pool is a great way to stay fit, and a home warranty that covers pools is a great way to stay fit financially. After all, pool and spa equipment can be costly to replace. Home warranty pool coverage helps safeguard your budget from unexpected repair and replacement expenses while providing valuable peace of mind whenever covered items break. A simple service request is all it takes to get help — and covered repairs mean less out-of-pocket costs.

Get a quote today and see everything a First American home warranty covers.

FAQs About Home Warranty Pool Coverage

Do home warranties cover pools?

Yes, home warranties can cover pools. Optional coverage for pools/spas is available as an add-on with a First American home warranty plan, providing budget protection and peace of mind when covered equipment breaks.

Does First American have the best home warranty for pool coverage?

Home warranty pool coverage from First American can protect your pool equipment and essential plumbing and electrical components. Our comprehensive coverage helps safeguard your budget from costly repairs and replacements and reduces the stress of unexpected breakdowns.

What does a pool warranty cover?

A pool home warranty can cover key pool and spa equipment, including pumps, heaters, filters, timers, circuit boards, saltwater cells, sweep motors, and more. First American Home Warranty pool coverage includes in-ground and above-ground plumbing and electrical components for both chlorine and saltwater pools and spas.

How do I get help if my pool or spa equipment breaks?

With First American home warranty pool coverage, you can submit a claim either online or via phone. We’ll assign a prescreened technician to come to your home to diagnose the issue and confirm coverage. The technician will repair the faulty equipment if possible, or if additional parts need to be ordered, we’ll schedule a later appointment to install them. If the broken equipment can’t be repaired, we’ll replace it.*

*Please review the sample contract for specific coverage, terms, and limitations.